Ever wonder if your zodiac sign affects your personal finances? According to many astrologists, each sign has its strengths and weaknesses when it comes to managing money.
Some horoscope signs may be more impulsive with their money. Others may be natural savers. Some signs are driven to be hustlers, while others have a laid back approach with their earnings.
When it comes to investing, each sign approaches opportunities differently, whether with caution, optimism, or confidence. At the same time, your upbringing also heavily impacts your relationship with money.
Trying to improve your money mindset? Here are some financial tips based on your horoscope sign to help you progress towards financial independence, retire early (FIRE).
Aries (March 21 - April 19)
Fellow Aries, when it comes to managing money, we tend to be impulsive. To mitigate the risks that come with impulsive purchases, be sure to pay yourself first.
Keep it simple by automating. For instance, put a set percentage of your paycheck into an investment, savings and retirement account.
We may switch jobs more often that most. But that’s not always a bad thing when we take advantage of good opportunities!
When it comes to money mistakes, we are also better able than most to bounce back. Here’s how I was able to recover from my financial setbacks and achieve early retirement.
Taurus (April 20 - May 20)
You are a natural hard worker, Taurus. Sometimes, you enjoy saving more than spending your money.
It’s ok to splurge every so often. Get into the habit of treating yourself to a small splurge each month, be it a manicure or massage.
How you treat yourself affects how you handle your money. Having a healthy self-care routine helps develop long-term financial habits that benefit you: invest, save, and so forth.
As a practical person, you are efficient when it comes to making money. Consider channeling your energy to create multiple streams of passive income.
Gemini (May 21 - June 20)
Gemini, you're impressive when it comes to making money. At times, your YOLO outlook on life can make saving and investing an issue.
Here’s the thing. Building wealth isn’t just about making money. It requires you to have your hard-earned money working for you.
Automate your finances to make things easier for yourself. Set aside a portion of your paycheck for your 401(k) plan or savings account before you even see it.
Generally, the road to financial independence requires more patience than effort. Here’s how to help your retirement savings account grow faster.
Cancer (June 21 - July 22)
You’re a natural when it comes to frugality, Cancer. You value financial security and stability more than other signs.
Your frugality can be a double edge sword if you spend too much time and energy worrying about saving resources. It’s one of the reasons why I don’t cut coupons to save money.
You'll get much more out of your money when you use it to treat yourself. Small splurges on yourself is a good thing because it builds self-esteem.
When you have higher self-esteem, you are more likely to trust your instincts when it comes to major financial decisions. Here are three uncommon ways to sharpen your intuitive senses.
Leo (July 23 - August 22)
Leo, you enjoy the finer things in life. It’s nice to treat yourself to luxury. Just be sure to balance your expensive taste by making sure you are spending mindfully.
Before a major purchase, ask yourself if it a need or a want. This helps with reducing all that buyers remorse.
When shopping online, leave the items in a shopping cart for a few days. Often times, you may find yourself no longer wanting the shiny object that caught your eye at the time.
In order to stay on top of your finances, make sure you can comfortably afford your spending habits. Financial independence, retire early (FIRE) is a long-term strategy that requires discipline. Here’s how to develop a realistic early retirement plan for yourself.
Virgo (August 23 - September 22)
Virgo, you are naturally practical when it comes to your finances. You like to get the most for your money and do thorough price comparisons before expensive purchases.
While it’s great to do your research when it comes to major financial decisions, be mindful of analysis paralysis.
If you can afford to treat yourself to the finer things, there’s no need to spend an unnecessary amount of time and energy going down a rabbit hole of research.
Don’t be afraid to take the occasional calculated risk. Trust your intuition! Here’s how to tell the difference between your intuition and negative self-talk.
Libra (September 23 - October 22)
Libra, you may love splurging here and there so it’s good to focus on prioritizing your spending. Before each splurge, be sure to ask yourself if it’s a want or need.
When it comes to investing, it’s all about balance with you. A well balanced portfolio requires diversification.
Diversify across different asset classes, within asset classes, across markets, countries + currencies, and across time.
If financial independence, retire early (FIRE) is your goal, the key is to have your money working for you. Here’s how I diversified my investment portfolio to be able to reach FIRE at age 35.
Scorpio (October 23 - November 21)
Scorpio, you like to do your research before a major financial purchase. But when you feel strongly about an item, you go for it even if it doesn’t make financial sense. Fortunately, your instincts are usually spot on.
Your competitive nature makes you more likely to lean towards aggressive financial strategies. It’s good to balance your aggressive strategies with thorough research.
Overall, you are adept at planning for the future. After all, no one likes being caught off guard by an unexpected layoff or financial emergency.
Haven’t established an emergency fund yet? Here’s 5 ways I was able to build my emergency fund in 6 months.
Sagittarius (November 22 - December 21)
Sagittarius, you’re optimistic when it comes to financial matters. Your positive mindset allows you to be quick on your feet when it comes to bouncing back from financial mistakes.
At the same time, you may to too laid back in your relationship with money. It’s good to be always improving your financial literacy.
If you view money management as opportunity to learn, you'll be more open to the experience. When it comes to savings and investing, you may not be the most practical.
Not sure where to start when it comes to personal finance? Here are 3 books that will help you take a more practical approach to investing.
Capricorn (December 22 - January 19)
Capricorn, you are money savvy when it comes to bargaining and saving. You also tend to be a wise spender.
When it comes to investing, you have the patience needed to allow interests to compound over time. When it comes to investments, you are attracted to conservative strategies that yield long-term benefits.
Being ambitious and career-driven, it’s in your nature to strive for financial success. Just remember to not go overboard on frugality!
Do you tend to operate on a scarcity or abundance mindset? Here are 5 simple steps to help you develop an abundance mindset.
Aquarius (January 20 - February 18)
Aquarius, you are a hard working and at your best when doing work that fulfills you. You sure know how to hustle!
Having a big heart, you aren’t one to hold tight to your hard-earned cash. Sharing your abundance comes naturally to you.
While it’s good to hustle hard, remember to have some fun to avoid burnout. Get creative when it comes to generating multiple streams of income.
Making money should be fun! Here are a few ways to help you create passive income to be able to reach financial independence sooner.
Pisces (February 19 - March 20)
Pisces, you are quite generous with your time and energy. Since money is energy, be mindful when you are paying more of it than you can afford to support others. Don’t allow others to take financial advantage of your compassionate nature.
Day-to-day money management may not be a priority because it doesn’t interest you. Thus, it’s helpful for you to sign up for as many automatic bill-paying services possible.
When you have disposable income, you enjoy spending it on worthy causes. Want to increase your disposable income? Here are my fav strategies when it comes to creating multiple streams of income.
Interested in more financial tips to achieve financial freedom like a boss?
Get FIRE'd up!
Financial Independence Retire Early (FIRE).
There are a endless ways to create side hustle income and reach FIRE. Investing in stocks, owning rental property, creating your own online biz, and so forth.
But it doesn’t mean you need to do it all. Just pick 1 or 2 that gets you excited.
Everyone's financial situation and personal interests is unique. It’s important to try out different side hustles to see what works best for you.
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